SaveBuyLive

Personal finance types love to talk about reducing spending (spend less than you earn) and increasing income (earn more than you spend).  Oftentimes this becomes some kind of debate.  As if it was some kind of battle where one wins over the other one.  Or at least where one is somehow superior to the other [...]

Frugality is one of those words that seems to have different meanings depending on how well the economy is doing.  Consider for a moment economic good times where everyone is spending, the stock market is rising and things overall are looking to be on the up and up.  In times like these frugality conjures up [...]

Any cook would consider a well stocked pantry to be a culinary arsenal.  A frugal cook would recognize that having a well stocked pantry opens up a variety of methods to save money while not sacrificing access to good food.

How to build a well stocked pantry
The first step to stocking your pantry is NOT to [...]

If you work for a big company or go to a university there are probably tons of student and employee discounts that you don’t even know of.  Some common discounted items sponsored by places that I’ve passed through have included movie tickets, museum passes, sporting event tickets, concert tickets, gym memberships, cell phone plans, AAA [...]

Money magazine published a lengthy article detailing some of the ways that the economic crisis is affecting us.  They begin:
A new set of American values is emerging from the ashes of 600,000 layoffs a month, a lost decade in stocks, and the worst housing crash ever. These values may ring familiar to anyone who lived [...]

I recently experienced tremendous success in reducing my cable bill.  I’ve heard numerous times that you could have your cable bill lowered by calling and haggling.  Thing is, I hate haggling.  I mean I really don’t like it at all.  But in the interest of saving money I tried it anyways.  I wanted to see [...]

CNN Money has a short piece detailing bank fees and some steps to take to avoid them.  If there is one thing about me, it is that I loathe bank fees.  Yes, I truly hate them with a burning passion.  Here’s four pieces of advice that the article offers:

Don’t use another bank’s ATM
Avoid overdraft fees
Check [...]

With the stock market tanking cash seems to be king now.  Money Magazine lists 5 things to know about keeping cash and getting the most out of it.  They are listed below with some commentary.
1. Don’t keep it all in one place
If you have more than $250,000 in cash don’t keep it all in the [...]

I’ll come right out and say that yes, you can save money if you bundle your phone, internet and cable TV services and get them all from the same company.  However, before you run out and grab a bundle package to save a dime consider the downsides.
Having everything through one company means that it all [...]

Money Magazine reports that now may be a great time to begin investing.  If you haven’t started saving for retirement perhaps you should consider beginning to assemble a nest egg.
They begin by stating:
Starting a 401(k) is a bit like entering a marriage. It’s a long-term commitment, not a short-term fling…. If you’re in the early [...]