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Before you move a single cent into an investment vehicle you need to sit down and think long and hard about what you are doing and ask yourself several questions.  You probably think these questions are something like “What mutual fund is the best,” but in reality the questions that you should be starting with [...]

Money Magazine takes on all those people who say that the recent economic downslide proves that diversifying your investments doesn’t work
They say:
Diversification did work last year, even if it didn’t get the investment results you might have preferred.
You see, diversification was never designed to provide a guarantee against losses. No strategy - even sticking to [...]

If the current housing market has taught us anything it’s this says a recent Money Magazine article:
You should think of your home primarily as a place to live, not as an investment.
Regardless of whether you are in the market for a new home, trying to sell your current home, or still interested in using [...]

Three of the biggest enemies for investors are investing expenses, failed market timing events and poor diversification.  A recent Money Magaine article takes a look at how the first two can mangle your retirement savings. Here’s the lowdown.
Suppose you have a $1 million portfolio consisting of a mix of 50% stocks and 50% bonds.  If [...]

Money Magzine continues it’s current obsession with discussing new financial rules for the post-economic crisis world.  They list a few recommendations based on where you are in your career.  I’ve abridged them below for you.

Those just starting a career1. Save money for down payments (you’ll need at least 20%).2. Buy a house.3. Diversity your portfolio.4. [...]

If your retirement accounts are feeling the pain of the recession CNNMoney lists some dos and don’ts.
1. Continue investing2. Diversify your portfolio3. Rebalance your portfolio4. Don’t tap your retirement account for non-emergencies5. If you leave your job (or are laid off) roll your 401/403 account into an IRA6. Don’t give up
My take:

Definitely continue.  And if [...]

Has the financial crisis totally changed how the rules of the game?  Money Magazine thinks so and lists 7 new rules for financial security.  I’ve listed them below along with some commentary.
Rule #1: Risk
Old thinking: If you can stomach the ups and downs that come with risk, you’ll be rewarded.
New rule: Risk isn’t about your [...]

The following is a guest post from Rob Bennett is the author of the “A Rich Life” blog. He has posted over 75 podcasts on how stock investing works in the real world at his web site.
It’s okay.
It’s more than okay. It’s the right thing to do for several important reasons.
I’ve spoken with tens of [...]