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Disclaimer

Just in case you were confused, I am not your personal financial adviser. I'm doing my best to write up everything I know and learn about finances on this site. I hope that the information I am providing will be helpful to you, but I can't guarantee it. So make sure that you do your own research and get multiple independent opinions before moving your money around.

How is your financial health?

Money Magazine has a fun little online calculator to determine your financial health.
You start by entering your age and gross income and then answer a few short questions about each of the following categories:

Housing payments
Debt
Emergency fund
Investment diversification
Investment in company stock
Life insurance
Retirement savings

Here’s some personal finance take home points from the exercise:

Housing payments should not exceed [...]